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Moris Trackday insurance


Oulton Park

3/1/2025

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The Ultimate UK Driver’s Circuit

​Nestled in the heart of Cheshire, Oulton Park isn’t just another UK race track—it’s a driver’s paradise. If you crave a circuit that demands skill, nerve, and commitment, you’ve come to the right place. Forget the flat, soulless airfield circuits; Oulton Park is a rollercoaster of cambers, blind crests, and technical corners that’ll push you and your machine to the limit.
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The Character of the Circuit
Oulton Park is all about rhythm. At 2.69 miles (for the International layout), it’s not the longest circuit in the UK, but it makes up for it with sheer technicality. It’s a track that rewards bravery, but only if you respect its quirks. From the downhill plunge into Cascades to the commitment-heavy Druids corner, every section asks questions of your driving ability.

Corners That Separate the Good from the Great
  • Old Hall Corner – The first turn is deceptively tricky. Brake late, but not too late—run wide here, and you’ll be kissing the grass (or worse). It sets the tone for your lap, so get it right.
  • Cascades – A beautifully flowing left-hander that demands commitment. Nail the turn-in and get on the throttle early to maximize your run down Lakeside Straight.
  • Island Bend & Shell Oils Hairpin – A fast left-hander followed by a heavily banked hairpin. Carry speed but watch the braking—get it wrong, and you’ll be exploring the infield.
  • Knickerbrook – The chicane that rewards aggression. Smash the brakes, throw it in, and power out hard. Confidence is key here.
  • Druids – The ultimate test of nerve. A double-apex right-hander that feels like it goes on forever. Misjudge it, and your lap is toast.
  • Lodge Corner – The final turn, and one of the most important. Brake late, carry speed, and unleash everything down the straight.

Car Setup for Oulton Park

To master Oulton, you need a setup that’s dialed in for both agility and stability. A well-balanced suspension is crucial—too soft, and you’ll wallow through the undulations; too stiff, and you’ll be fighting the bumps. Aero matters, but don’t overdo the downforce—you need top-end speed for the straights. And whatever you do, make sure your brakes are up to the job.

Track Day Tips

  • Tyres, tyres, tyres – Oulton Park is tough on rubber. Keep an eye on pressures and temperatures throughout the day.
  • Respect the track limits – Not just for the marshals’ sake, but because going wide often means a trip onto the grass, which can end in disaster.
  • Warm up properly – Cold tyres and Oulton’s fast sweepers don’t mix. Build up the pace gradually.
  • Stay alert in traffic – The mix of cars on a track day can be unpredictable. Be patient and pick your moments wisely.

​Why Oulton Park?

Because it’s real. It’s raw. It’s one of the last great driver’s circuits in the UK. If you can string together a fast lap here, you’ve got serious talent. Whether it’s your first visit or your fiftieth, Oulton Park always finds a way to keep you coming back for more.
So, are you ready to take it on? See you at the track!
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Track Day Etiquette: Do’s and Don’ts for a Safe Experience

7/24/2024

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Do’s
Do Attend the Driver’s Briefing Importance of attending and listening to the driver’s briefing. Key information covered during the briefing (track rules, safety protocols, passing rules).
Use Hand Signals Explanation of standard hand signals used on the track. How to signal your intentions clearly to other drivers.
Follow the Racing Line Importance of sticking to the racing line. Benefits of predictable driving for safety and performance.
Let Faster Cars Pass Procedures for allowing faster cars to pass safely. Importance of using mirrors and awareness of surrounding vehicles.
Maintain a Safe Following Distance Guidelines for maintaining a safe distance from the car in front. Avoiding tailgating and sudden braking.
Communicate with Track Marshals Role of track marshals in ensuring safety. How to respond to flags and signals from marshals.

Don’ts

Don’t Overtake in Dangerous Areas Areas where overtaking is typically prohibited (corners, narrow sections). Risks associated with overtaking in unsafe spots.
Don’t Ignore Track Limits Importance of staying within track limits. Consequences of cutting corners or running wide.
Don’t Drive Aggressively Dangers of aggressive driving (late braking, blocking, weaving). Emphasis on smooth and controlled driving.
​Don’t Stop on the Track Why stopping on the track is dangerous. Procedures for pulling off the track safely if you encounter a problem.
Don’t Overestimate Your Abilities Importance of driving within your skill level. Seeking help or instruction if needed. 

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Track Day Top Picks: The 5 Best UK Circuits for Ultimate Driving Fun

7/24/2024

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1. Goodwood Motor Circuit, West Sussex:
Known for its historic charm and iconic events, Goodwood offers a classic British racing experience. The circuit’s layout is technical and varied, making it a favorite among track day participants.
Highlights: Beautiful scenery, a variety of driving experiences, and the opportunity to drive on the same track as the famous Goodwood Revival races.
2. Silverstone Circuit, Northamptonshire: As the home of the British Grand Prix, Silverstone is one of the most famous and challenging tracks in the UK. It offers a range of track day options suitable for all levels of experience.
Highlights: High-speed straights, technical corners, and the chance to drive on a world-renowned F1 circuit.
3. Brands Hatch, Kent: Brands Hatch is renowned for its thrilling layout and rich racing heritage. The circuit includes both the Grand Prix and Indy layouts, providing diverse driving experiences.
Highlights: A mix of fast straights and challenging corners, with a history that includes many major racing events.
4. Donington Park, Leicestershire: Donington Park offers a well-regarded circuit with a combination of high-speed sections and technical corners. It's known for its smooth surface and excellent facilities.
Highlights: A track with a mix of elevation changes and challenging turns, ideal for improving driving skills.
5.Oulton Park, Cheshire: Oulton Park is celebrated for its picturesque setting and demanding layout. The circuit features elevation changes and a mix of fast and technical sections.
Highlights: A challenging track that offers a true test of driving skill, set in a beautiful location with great facilities.

These tracks offer excellent opportunities for both novice and experienced drivers to experience the thrill of high-performance driving in a safe and controlled environment.

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Unleash Your Potential: The Importance of Engaging with a Driving Instructor for Track Day Drivers in the UK

4/17/2024

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Whether you're a novice or an experienced driver, engaging with a driving instructor can have a profound impact on your track day performance. In the world of motorsports, where precision and skill are paramount, a qualified instructor can help your driving abilities, gain confidence, and unlock your full potential. Let's explore the reasons for and the benefits of working with a driving instructor in the context of track day driving in the UK.

Enhancing Technique and Skills:
Track day driving requires a unique set of skills that go beyond regular road driving. A driving instructor specializing in track day training possesses the expertise to guide you through the intricacies of racing lines, braking techniques, and vehicle dynamics. They can help you improve your overall driving technique, enabling you to navigate corners more efficiently, optimize speed control, and master the art of overtaking. By focusing on specific areas for improvement, a driving instructor can fine-tune your skills and elevate your track day performance.
 
Building Confidence and Mental Preparedness:
Track day driving can be an exhilarating but also daunting experience, especially for newcomers. Engaging with a driving instructor can provide a sense of reassurance and build confidence. They create a supportive environment, helping you overcome any anxieties and fears associated with high-speed driving. A driving instructor will also emphasize mental preparedness, teaching you how to remain calm and focused under intense track conditions. Through their guidance, you'll develop the mental resilience needed to handle challenging situations and make split-second decisions with confidence.
 
Safety First:
Safety is paramount in any motorsport activity, and track day driving is no exception. A qualified driving instructor prioritizes safety by ensuring you understand the rules and regulations of track day events, as well as the importance of proper car control and awareness. They will guide you on safety protocols, including proper helmet usage, understanding track flags, and executing emergency procedures. By instilling safe driving habits, a driving instructor helps reduce the risk of accidents and promotes a secure track day environment.
 
Personalized Feedback and Progression:
One of the significant advantages of working with a driving instructor is the personalized feedback and tailored instruction you receive. They closely observe your driving style, identify areas for improvement, and provide constructive criticism. This individualized approach allows you to progress at your own pace and address any weaknesses. As you advance, a driving instructor will continually challenge you, introducing advanced techniques and strategies to refine your skills further. With their guidance, you'll witness tangible progress and see yourself evolve into a more confident and competent track day driver.
 
Engaging with a driving instructor is a wise investment for track day drivers in the UK. They provide expert guidance, enhance skills, foster confidence, and prioritize safety. So, why wait? Unleash your potential and take your track day driving to new heights with the assistance of a qualified driving instructor.
 


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How to Prepare Your Car for a Track Day: A Comprehensive Guide

4/16/2024

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If you're an automotive enthusiast eager to push the limits of your car's performance on a track day, it's essential to ensure your vehicle is prepared for the intense demands it will face. Proper preparation not only enhances your safety but also maximizes the enjoyment and longevity of your track day experience. In this article, we'll walk you through a step-by-step guide on how to prepare your car before a track day.

​Perform a Thorough Inspection:
Before hitting the track, conduct a comprehensive inspection of your car. Check the tires for wear, ensuring they have sufficient tread depth and are properly inflated. Examine the brake pads and discs to ensure they're in good condition, as track driving subjects them to high temperatures and increased stress. Additionally, inspect the suspension components, belts, hoses, and fluids to identify any potential issues that may compromise your car's performance or safety.
 
Upgrade Brake Pads and Fluid:
To handle the increased demands of track driving, consider upgrading your brake pads to high-performance or track-specific pads. These pads offer improved heat resistance and fade resistance, providing more consistent stopping power throughout your track sessions. It's also advisable to flush and replace your brake fluid with a high-performance variant that can withstand the higher temperatures generated on the track.
 
Optimize Cooling Systems:
Track driving places a significant strain on your car's cooling systems. To prevent overheating, ensure your radiator, coolant reservoir, and hoses are in good condition. Consider upgrading to a performance radiator or installing additional cooling components, such as an oil cooler, if your car's setup allows for it. Adequate cooling is crucial to maintaining optimal engine temperatures during extended track sessions.
 
Check and Adjust Suspension:
A properly set up suspension can significantly enhance your car's performance and handling on the track. Ensure your suspension components are in good condition and have them inspected by a professional if necessary. Consider adjusting the suspension settings to optimize grip and stability during high-speed cornering. Fine-tuning the suspension based on your driving preferences and track conditions can greatly improve your track day experience.
 
Upgrade Safety Equipment:
Safety should be a top priority when preparing for a track day. Check that your seat belts, harnesses, and helmet (if required) are in good condition and meet the necessary safety standards. Additionally, consider installing a roll cage or a bolt-in harness bar for added protection in the event of an accident. Investing in high-quality safety equipment can provide peace of mind and ensure you're well-protected during intense track sessions.
 
Prepare an Emergency Kit:
Accidents or breakdowns can happen even with thorough preparation. As a precautionary measure, assemble an emergency kit that includes essential items like a fire extinguisher, a first aid kit, a tire repair kit, and basic tools. Having these items readily available can help you address minor issues or assist others in need while on the track.
 
Preparing your car for a track day is crucial to ensure optimal performance, safety, and enjoyment during your high-speed adventures. By following the steps outlined in this guide, from conducting thorough inspections to upgrading key components and enhancing safety measures, you'll be well-prepared to tackle the challenges of the track. Remember, a properly prepared car not only enhances your experience but also promotes a safer environment for everyone involved. So, take the time to prepare your vehicle and get ready to unleash the full potential of your car on the track day!

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3 ways to make it cheaper

3/22/2024

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If you have thought about saving money on your trackday insurance, we've got a couple of ideas for you. At Moris we get that trackdays can be quite costly. And, of course, adding the cost of insurance doesn't make it any cheaper.
However, if it's only due to price, we'd hate to see you miss out on having the peace of mind that good coverage provides when you take a car on the track. Here are 3 tips on how to reduce your premium:
  • Share the risk
  • Insure less
  • Raise the excess
 
Share the risk – reduce your price
Co-insurance is a new offering, where you can lower the cost of your insurance, by sharing in the risk. Here, any claim above the policy excess will be shared between you, as the policyholder, and us. A typical example is a 10% co-insurance, which will give you a much cheaper premium.

Here’s how it works:
Let’s say you have taken 10% co-insurance on your trackday insurance to reduce the premium. You go on your trackday, have loads of fun and fortunately, no one decides to bump into you on track. All is good and well, and you got yourself a great deal on the insurance price!
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In the same example, let’s assume you’re unfortunate and have an accident on track. The repair work for your car will be £10,000. You have £1,000 excess, so you’ll have to pay that. Of the £9,000 remaining on the repair bill, you also cover 10% from the co-insurance, so that total cost for you will be £1,900 and we’ll cover the rest.
 
Insure less – reduce your price
If you insure less than the full market value of your car, then you can reduce your premium.
Say the market value of your car is £40,000, then you can choose to insure only a part of that, for example, 27.5% or 50% of the full value. However, the premium does not reduce proportionately since the first 50% of the vehicle's value is the most exposed part of the value.
 
Raise the excess – reduce your price
This is a classic, and you probably already know this from your other insurances. When you get your cover and are willing to set a higher excess sum, you will reduce the premium.
 
Read more about the options on our FAQ, and book your cover today!

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Best tracks in Europe!

3/2/2024

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As a true track day aficionado, we bet you're always on the prowl for some new, great track day adventures? Well, being the holiday season and all, why not pop over the pond and test your skills on some of Europe's best circuits? From the sweeping curves of Spa-Francorchamps to the high-speed straights of Monza, there are countless tracks around Europe that offer a thrilling driving experience. In this blog, we'll explore the top 5 most thrilling race tracks in Europe for track day drivers.

Nürburgring Nordschleife, Germany
Known as the "Green Hell," the Nürburgring Nordschleife is one of the most challenging and thrilling tracks in Europe. With 154 turns and 12.9 miles of track, it's a true test of a driver's skill and bravery.

Circuit de Spa-Francorchamps, Belgium
The Circuit de Spa-Francorchamps is one of the most iconic tracks in Europe, with its famous Eau Rouge corner and sweeping curves. It's a favorite among track day drivers for its mix of high-speed straights and technical sections.

Circuit de la Sarthe, France
Home to the famous 24 Hours of Le Mans race, the Circuit de la Sarthe is a challenging and exciting track for track day drivers in Europe. Its long straights and tight chicanes make it a true test of a driver's skill and endurance.

Autodromo Nazionale Monza, Italy
The Autodromo Nazionale Monza is one of the most historic and thrilling tracks in Europe. With its long straights and high-speed corners, it's a favorite among track day drivers who love to push their cars to the limit.

Circuit de Barcelona-Catalunya, Spain
The Circuit de Barcelona-Catalunya is a popular track for track day drivers in Europe. Its mix of high-speed straights and technical corners make it a challenging and exciting track that offers a true test of a driver's skill.

These are just a few of the most thrilling race tracks in Europe for track day drivers. Whether you're looking for a challenging and technical track or a high-speed thrill ride, there's a track out there that's perfect for you. So, pack your bags, grab your helmet, and get ready for the driving experience of a lifetime – but remember to take out insurance cover before you go!
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Mastering the Art of High Speed Corners

3/2/2024

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High-speed corners in motorsports, whether in Formula 1, motorcycle racing, or other disciplines, involve complex physics that drivers and engineers must understand to optimize performance and safety. Several key principles contribute to the dynamics of high-speed cornering:
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Going Around Turns:
When a race car goes around a corner really fast, there's a force trying to push it outward. This happens because the car wants to keep going straight, but the corner is making it turn.

Grippy Tires:
The tires of the car need to stick well to the road to make sure it doesn't slip. Engineers make special tires to provide good grip, so the car can handle the turn smoothly.

Pushing Down:
To help the tires grip better, race cars have things like wings and other parts that push the car down onto the road. This helps the tires stay in control, especially at high speeds.

Smooth Ride:
The car's suspension (the system that connects the wheels to the car) is set up to keep the car steady during turns. This makes sure the tires stay in contact with the road.

Balance and Weight Shift:
When the car turns, its weight shifts from one side to the other. Engineers use special bars and settings to make sure this weight shift doesn't make the car lose control.

Driver Skills:
The driver is like the captain of the ship. They steer, accelerate, and brake at just the right times. They also use smart techniques, like easing off the brakes while turning, to keep the car in control.

​Smart Car Systems:
Many cars have clever systems that help out. They can adjust how each wheel is doing, apply brakes, or change engine power to keep everything in check.
 
Putting all these things together helps a race car take on high-speed corners without skidding or spinning out. It's like a dance between the driver, the car, and the road!
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    By Klaudia

    Edited by Klaudia ​[email protected]

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